Get a loan day or night!

We have 3 ways to apply;

Personal/Signature loans are an easy affordable low, fixed rate installment loan for any purpose, including holiday, vacation, home improvements and debt consolidation.

  • Great Rates
  • .25% APR discount with Auto Pay service
  • Borrow up to $30,000
  • Terms up to 60 months

Use a personal revolving line of credit as overdraft protection on your checking account or simply as a means of quick and easy access to funds.

  • Great Rates
  • .25% APR discount with Auto Pay service
  • Borrow up to $30,000
  • Revolving line of credit
  • Low monthly payments – minimum 3% of cycle ending balance
  • Designate as overdraft protection source
  • Online and phone access 24/7
  • Great Rates
  • .25% APR discount with Auto Pay service
  • Borrow up to $30,000
  • Terms up to 60 months
  • Low monthly payments – minimum 3% of cycle ending balance
  • Online and phone access 24/7

A Share Savings Secured Line of Credit is secured 100% by your CoAFCU Share Savings Account. It is a convenient loan option to use while you continue to earn dividends on your savings as collateral. Payment is 3% of cycle ending balance.

Certificate Loans are secured 100% by your CoAFCU Share Certificate. Use your Share Certificate as collateral for LOWER INTEREST RATES than a regular personal loan. Additionally, you continue to earn interest on your Share Certificate used as collateral.