Rates quoted as Annual Percentage Rates (APR). All consumer loans are calculated on a simple interest basis. Rates published are base rates that apply in most cases. Due to our various discount and risk-based lending programs, your rate may vary.

Credit Life & Credit Disability Insurance is available to qualified members for a low fee.

Get a loan day or night! Apply for your loan 24/7 by phone at 866-292-7675 or apply online.

Loan Rates As of October 1, 2018

 

Vehicle Loans of All Kinds
Automobiles, Boats, Trailers, & RVs (For Motorcycles, Please add 4.00% to APR) 

.25% APR discount with Auto Pay service

Vehicle Loans Annual Percentage Rates (APR) as LOW as
Loan Term NEW USED
3.24% 3.64%

RV’s New/Used Annual Percentage Rates (APR) as LOW as
Loan Term NEW USED
85-120 4.24% 4.74%

MasterCard® Credit Cards No Annual Fees | No Balance Transfer Fees
Platinum MasterCard® 8.90%
Classic MasterCard® 13.90%
Share-Secured MasterCard® 13.90%

Member’s approved credit card/rate is based on applicants’ qualification. For more information about Credit Reports and your rights under federal law visit the Consumer Financial Protection Bureau website

Personal Loans & Lines of Credit

.25% APR discount with Auto Pay service

Personal Loans No Annual Fees | No Balance Transfer Fees
Personal/Signature Loan 8.00%
Overdraft Protection Line of Credit 9.00%
Share Certificate Secured (Variable Rate) 3% above current Certificate Rate
Share Secured Line of Credit (Variable Rate) 3% above current Share Deposit Rate

No annual and balance transfer fees. Member’s approved credit card/rate is based on applicants’ qualification.

Mortgages & Home Loans No Annual Fees | No Balance Transfer Fees
Loan Term
Home Equity Loan

80% of homes value minus outstanding mortgage

up to 20 yrs (As low as) 4.40%
Home Improvement Loans up to 20 yrs (As low as) 6.40%
Interim Construction Loans

Daily Mortgage Rates Loans No Annual Fees | No Balance Transfer Fees
Loan Term
Conventional 30 Yr. Fixed* 30 years Please Call
Conventional 15 Yr. Fixed* 15 years Please Call
Origination Fees 1.00%

* Rates are subject to change at any time until you apply for a loan and “lock in” a rate. Closing costs are comprised of fees from your lender, title company and/or closing agent, and various third parties including but not limited to local governments, surveyors, inspectors, and couriers.