Credit Union Fees are as of January 1st, 2024
Contact us at 325-691-2300 or stop by one of our locations.
| Membership Fees | Fee |
|---|---|
| Non-Refundable Membership | $5.00 |
| Reopen Share Within Six Months of Closure | $10.00 |
| Account Closed Within 90 Days of Opening | $15.00 |
| Account Closed 90 days after Indirect Loan pays off & membership has no other services balance in account $30.00 or less |
| Miscellaneous | Fee |
|---|---|
| Debit Card Replacement Fee Before Expiration | $10.00/Non-Fraud |
| Credit Card Replacement Before Expiration | $15.00/Non-Fraud |
| MasterCard® Gift Cards | $5.00 Each |
| Overnight Shipping Fee | $75.00 |
| FAX | $2.00 First Pg / $1.00 Thereafter Per Pg |
| Account Verification (Form or Letter) | $3.00 Each |
| Garnishment/Levy Admin Fee | $25.00 Per Occurrence |
| Coin Machine Use – (Member) Daily amounts over $2000
(Non-Member) |
20% |
| Title change per member request | $75.00 |
| Membership closure by Credit Union | $25.00 |
| Loan Payments By Phone | Fee |
|---|---|
| Check By Phone | $10.00 Each |
| Foreign ATM Usage (Non-COAFCU ATM or Not part of the Co-Op Network) | Fee |
|---|---|
| Each Withdrawal | $1.50 Each |
| Transfers | $1.00 Each |
| Balance Inquiry by Member at Foreign ATM | $0.50 Each |
| Bank Checks/Teller Checks | Fee |
|---|---|
| Payable to Third Party | $5.00 Each |
| Cashier Checks | $5.00 Each |
| Bank Wire and Money Orders | Fee |
|---|---|
| Wire Received | $3.00 |
| Domestic Wire Sent | $20.00 |
| Money Orders | $1.00 Each |
| Checks | Fee |
|---|---|
| Share Drafts (Per Box) | Price Varies on Style Ordered |
| Temporary Checks | $3.00 Per Page |
| Non-Member On-Us Check Cashing | 3% |
| Account Research and Reconciliation | Fee |
|---|---|
| Minimum 1 Hour + Copy Fees as Listed Below | $25.00 Per Hour |
| Copies | Fee |
|---|---|
| Photocopies | $0.50 Each |
| Draft/Check Copies | $2.00 Each |
| Teller/Cashier Check | $5.00 Each |
| Statement Copies | $5.00 Per Month |
| Stop Payment | Fee |
|---|---|
| Check/ACH/Bank Check/Money Order | $30.00 Each |
| Returned Statement (Bad Address) | $10.00 Per Month |
|---|
| Dormant Fee (No activity in 3 years) | $10.00 Per Month |
|---|
| Dormant (Escheat) Processing Fee | $25.00 Per Month |
|---|
| Excessive Withdrawals Per Month/Year by Member | Fee |
|---|---|
| Share or SAFE (Over 6 Per Month) | $1.00 Each |
| Money Market (Over 3 Per Month) | $5.00 Each |
| IRA (Over 3 Per Month) | $10.00 Each |
| IRA (Over 1 Payable to 3rd Party) | $10.00 Each |
| Non-Sufficient Funds Charges (Applies to ALL Deposit & Loan Accounts) | Fee |
|---|---|
| Transfer To Cover Transaction | $1.00 Each |
| Insufficient Checks, Automatic Transaction, Share Draft Order, Returned Check Deposited To Member’s Account | $30.00 Each |
| Returned/Automatic Payment, Loan Payment, Uncollected Funds | $30.00 Each |
| Safe Deposit Box | Fee |
|---|---|
| 3 x 5 | $20.00 |
| 3 x 10 | $30.00 |
| 5 x 10 | $45.00 |
| 10 x 10 | $75.00 |
| Replace Single Lost Key | $10.00 |
| Drilling Fees If Keys Are Lost | Based on Current Vender Prices $300.00 |
| *All Rent Prorated On Date Rented. Annual Rent Due Jan. 1 of Each Year. | *Rent Automatically Debited From Share or Draft Account |