CREDIT UNION FEES as of March 1st, 2023

Membership Fees Fee
Non-Refundable Membership $5.00
Reopen Share Within Six Months of Closure $10.00
Account Closed 30 Days after Indirect Loan pays off & membership has no other services balance in account $30.00 or less
Account Closed Within 90 Days of Opening $15.00
Miscellaneous Fee
Debit Card Replacement Fee Before Expiration $10.00/Non-Fraud
Credit Card Replacement Before Expiration $15.00/Non-Fraud
MasterCard® Gift Cards $5.00 Each
Overnight Shipping Fee $75.00
Fax $2.00 First Pg / $1.00 Thereafter Per Pg
Account Verification (Form or Letter) $3.00 Each
Garnishment/Levy Admin Fee $25.00 Per Occurrence
Coin Machine Use (Non-Member) 20%
Title change per member request $75.00
Membership closure by Credit Union $25.00
Loan Payments By Phone Fee
Check By Phone $10.00 Each
Foreign ATM Usage (Non-COAFCU ATM or Not part of the Co-Op Network) Fee
Each Withdrawal $1.50 Each
Transfers $1.00 Each
Balance Inquiry by Member at Foreign ATM $0.50 Each
Bank Checks/Teller Checks Fee
Payable to Third Party $5.00 Each
Cashier Checks $5.00 Each
Bank Wire and Money Orders Fee
Wire Received $3.00
Domestic Wire Sent $20.00
Money Orders $1.00 Each
Checks/Click Here to Reorder Checks Online Fee
Share Drafts (Per Box) Price Variers on Style Ordered
Temporary Checks $3.00 Per Page
Account Research and Reconcilliation Fee
Minimum 1 Hour + Copy Fees as Listed Below $25.00 Per Hour
Copies Fee
Photocopies $0.50 Each
Draft/Check Copies $2.00 Each
Teller/Cashier Check $5.00 Each
Statement Copies $3.00 Per Month
Account Activity Printout $1.00 Per Page
Check Cashing Fee
Members With Only Service With Balance Under $100 (Excluding Youth/TUTMA Accounts) $3.00 Per Item
Stop Payment Fee
Check/ACH/Bank Check/Money Order $30.00 Each
Returned Statement (Bad Address) Fee
$5.00 Per Month
Inactive Deposit Account (No Activity in 12 Months) Fee
$5.00 Per Month
Dormant (Escheat) Processing Fee Fee
$25.00 Per Month
Excessive Withdrawals Per Month/Year by Member Fee
Share or SAFE (Over 6 Per Month) $1.00 Each
Money Market (Over 3 Per Month) $5.00 Each
IRA (Over 3 Per Month) $10.00 Each
IRA (Over 1 Payable to 3rd Party) $10.00 Each
Non-Sufficient Funds Charges (Applies to ALL Deposit & Loan Accounts) Fee
Transfer To Cover Transaction $1.00 Each
Insufficient Checks, Automatic Transaction, Share Draft Order, Returned Check Deposited To Member’s Account $30.00 Each
Returned/Automatic Payment, Loan Payment, Uncollected Funds $30.00 Each
Safe Deposit Box Fee
3 x 5 $20.00
3 x 10 $30.00
5 x 10 $45.00
10 x 10 $75.00
Replace Single Lost Key $10.00
Drilling Fees If Keys Are Lost Based on Current Vender Prices $300.00
*All Rent Prorated On Date Rented. Annual Rent Due Jan. 1 of Each Year. *Rent Automatically Debited From Share or Draft Account